Spring Refab purchases homes in the Joplin, Missouri area, which are in need of repair. After renovation, Spring Refab offers the homes to buyers at attractive prices.

We have found that many buyers have low credit scores, little or no cash, and low incomes. Still, we are often able to get them qualified for a home loan.

However, these buyers could have gotten better terms, lower interest rates and a lower or no down payment if their credit scores had been better.

If you are currently renting and would like to own your own home, we may be able to help you.

If you, like millions of others, are living paycheck to paycheck, with too much month left at the end of your money, we may be able to show how to improve your credit situation and be able to purchase a home.

Very simple changes in the way you pay your bills and handle your credit cards can have a big effect on your credit score.

We are offering a free home buyers education program that will explain these complex financial concepts to you in a simple way.

And we will make it fun.☺ We plan to use financial guru, Robert Kiyosaki's, board game, "Cashflow" to illustrate these ideas. Come and have fun with us at our next "Game Night".

Free and fun. How can you lose? ☺

Call us now to see what we can do for you:

Ray at 417-781-4600 / e-mail: ray@kronquist.com
Cary at 417-825-7398 (cell) / e-mail: cary@mnmgo.com

Also, if you currently own a home but are having trouble making your mortgage payments, don't risk foreclosure. Call us to see what can be done to save your home.

For more details on our Home Buyer Education Program, click here.